| 
  • If you are citizen of an European Union member nation, you may not use this service unless you are at least 16 years old.

  • You already know Dokkio is an AI-powered assistant to organize & manage your digital files & messages. Very soon, Dokkio will support Outlook as well as One Drive. Check it out today!

View
 

3 Fund Lazy Portfolios

Page history last edited by mikenz 16 years, 1 month ago

 

Lazy portfolios are designed to perform well in most market conditions.  Most contain a small number of low-cost funds that are easy to rebalance.  They are "lazy" in that the investor can maintain the same asset allocation for an extended period of time, as they generally contain 30-40% bonds, suitable for most pre-retirement investors.

 

There are a number of popular authors and columnists who have suggested 3 fund lazy portfolios. These typically consist of three equal parts of bonds (total bond market or TIPS), total US market and total international market.

 

Bill Shultheis Simple Coffeehouse Portfolio
33% Total Bond Market VBMFX BND
33% Total US Market VTSMX VTI
33% Total Intl Market VGTSX / VFWIX VEU
 
Scott Burns "Margaritaville" Portfolio
33% TIPS VIPSX  
33% Total US Market VTSMX VTI
33% Total Intl Market VGTSX / VFWIX VEU

 


Andrew Tobias' 3 Fund Portfolio
33% TIPS VIPSX  
33% Total US Market VTSMX VTI
33% Total Intl Market VGTSX / VFWIX VEU

 

See Also:

More Lazy Portfolios

Core Four Portfolio

 

Comments (0)

You don't have permission to comment on this page.